Week of
Moldova, Laos and Liberia published rules on internal procedure, syndicated credit, bank capital and exchange rates. Moldova's National Commission of the Financial Market approved an internal regulation on how it drafts, consults on and adopts its normative acts, a procedural document aimed at its own staff rather than regulated entities. The Bank of the Lao PDR accounts for two of the week's four records: one sets principles and rules for syndicated credit between commercial banks and other financial institutions, covering syndicate formation, approval, contracts, accounting and reporting; the other governs how the kip's daily reference rate against the US dollar is set and published, and the margins within which commercial banks must set their own buying and selling rates, replacing a March 2025 decision. The Central Bank of Liberia's directive raises the minimum capital requirement for commercial banks from US$10 million to US$15 million, with phased compliance for existing banks and the full amount required of new applicants before licensing. The records differ in scope: two are Lao central bank regulations, one is a Liberian capital directive and one is a Moldovan internal procedural decision.
Laos
Decision on Syndicated Credit Provision
The Bank of the Lao PDR issues a decision establishing the principles and rules governing syndicated credit (Syndicated Credit) between commercial banks and other financial institutions, covering the formation of syndicate groups, the roles of lead, correspondent and security banks, approval requirements, contract content, administration, accounting, reporting and loan classification. It applies to commercial banks, other financial institutions, customers and other parties involved in syndicated lending, and aims to diversify credit risk while supporting financing of client needs.
RegulationTranslated to EnglishLaoReporting requirementsForeign exchangeDecision on Setting the Exchange Rate
The Bank of the Lao PDR issues a decision governing how the reference exchange rate between the kip and the US dollar is set and published daily, and how commercial banks must set their own buying and selling rates within prescribed margins around that reference rate. It also requires commercial banks to publicly display their exchange rates and to report daily trading activity and rates to the central bank, replacing the previous exchange-rate decision of March 2025.
RegulationTranslated to EnglishLaoForeign exchangeReporting requirements
Liberia
Directive Concerning Increase in the Minimum Capital Requirements for Commercial Banks
The Central Bank of Liberia raises the minimum capital requirement for commercial banks from US$10 million to US$15 million, effective December 31, 2026. Existing commercial banks must comply in phases over three years (US$11 million by December 31, 2026; US$12.5 million by December 31, 2027; US$15 million by December 31, 2028), while new license applicants must meet the full US$15 million before license issuance. The directive aims to strengthen banking sector resilience, promote financial deepening, encourage consolidation, support digital transformation, and improve public confidence.
DirectivePublished in EnglishEnglishCapital requirementsLicensing
Moldova
Decision on approving the Internal Regulation on the Decision-Making Process within the National Commission of the Financial Market
The National Commission of the Financial Market (CNPF) of Moldova approves an internal regulation governing how the CNPF drafts, publicly consults on, obtains opinions on, and adopts its normative acts, as well as special rules for draft laws it prepares. The regulation sets out the roles of the author subdivision and the public consultation coordinator, transparency and information obligations (including publication on the CNPF website and particip.gov.md), minimum consultation periods, the content of the accompanying file, and annual transparency reporting. It is an internal procedural document affecting the CNPF's own staff and structure rather than regulated financial entities.
RegulationTranslated to EnglishRomanianCorporate governance
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